Tiequon Cox

While gang wars raged on the streets of Los Angeles, a little noticed though violent number of attacks broke out among members of the Crips gang imprisoned on San Quentins Death Row, prison officials say.

The battle reached its height last October when Tiequon A. Cox, who was inside the Rolling 60s faction of the Crips in Los Angeles, stabbed and wounded Stanley (Tookie) Williams, a body builder who helped found the gang 20 years ago.

Williams has denied any continuing role in Crip activity on or off the row. And Colleen E. Butler, Coxs attorney, noted that in prison, what appears to be the case is not always what happened.

Dozen Inmates Penalized

Nevertheless, Jeannie Ballatore, legal affairs coordinator at San Quentin, said in an interview, We believe it was a power struggle between the Crips. Prison documents state that the attack was one of several assaults among Crips last year. It prompted prison officials to confine more than a dozen suspected Crip members and associates on Death Row to Grade B status, where some remain.

As Grade B inmates, they are denied various items and privileges, and are allowed 10 hours a week out of their cells on exercise yards. That is a third of the exercise time given condemned inmates who have not caused major problems.

By attacking Williams, 36, the 23-year-old Cox took on a man thought by San Quentin officials to be the leader of most of the 20 to 30 Crips who are under a sentence of death.

In Los Angeles, law enforcement authorities on gangs viewed Cox as part of a new generation of violent Crips. He is on Death Row for the 1984 murders of the mother and three other relatives of former professional football star Kermit Alexander. Trial testimony indicated that Cox and his partners apparently meant to murder residents in a house two doors away, but misread the address.

Williams remains a part of the lore of the streets in Los Angeles a decade after his capture. Even detectives who work on gang-related crime recall with some nostalgia the days when they could turn to Crips leadership to help quell disputes before someone was murdered.

When he was out here, there was some control, said Herbert Giron, a Los Angeles County sheriffs deputy who specializes in gang work in Operation Safe Streets. There werent all these factions. I wish it were still true. We wouldnt have all these killings.

If their sentences are overturned on appeal and they are retried, most gang members on Death Row put aside differences, knowing that any prison rule infraction can haunt them. That made the eruption of the recent violence all the more unusual.

Details of the Crips power struggle were pieced together from interviews with officers and documents filed in a federal court hearing over prison conditions earlier this year.

Allegedly Ordered Attack

The attorney generals office filed the documents to justify the prisons decision to place the inmates on Grade B status and revoke their privileges. Inmates lawyers protested introduction of the documents, saying they were incomplete and inaccurate. A federal hearing officer is considering whether the prison violated the inmates rights by revoking their privileges.

According to one of the documents, the struggle began when Williams ordered Cox to stab another Death Row inmate, Darren Williams, apparently because Stanley Williams suspected Darren had been an informant. Darren Williams also is on the row for his role in the murder of Alexanders family members.

Cox refused the alleged order and instead, on Oct. 10, slashed Stanley Williams as Williams walked past an outdoor shower in an exercise yard.

A gun officer ordered everyone on the yard to freeze, and Cox tossed the 4 1/2-inch blade onto a basketball court. Williams, bleeding from a neck wound, refused to talk to officers. The report quoted Williams as saying simply: I dont know what happened. I dont remember.

In the report stating why Williams was confined to Grade B status, Lt. Melford Hamilton cited numerous violent incidents involving Crips members and identified Williams as a Crips leader.

Bigger Than Life Figure

A more controlled environment appears warranted, Hamilton concluded.

Not long after the attack, word reached the streets of Los Angeles that Tookie had been killed, Giron said, adding that prison news gets down here faster than the U.S. mail.

Youd be surprised how many of the youngsters know Tookie, Giron said. I know they dont. Its the folklore they know. You say, Tookie, and people know that name all over the county. . . . He is bigger than life to some of these kids.

San Quentin Warden Daniel Vasquez recently ran across a vivid example of the lore of Stanley Williams. A San Quentin chaplain had visited a juvenile detention facility where he heard an 11-year-old describe Williams as a hero.

Article source : Tiequon Cox

Fha Loans

FHA loans are so called because they are insured by Federal Housing Administration, only by federally qualified ones. These loans make it possible for low income citizens to borrow to buy their own home, something they normally can not afford to do. After private mortgage became popular, FHA loans begin to serve only who do not qualify for mortgages.

FHA works like an insurance for lenders, not like lending it directly to borrower. As every possible lenders has different terms, the borrower needs to look for the best suited for himself. Lender will determine the risk considering the debt repayment history and income ratio of borrower

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Debt Concolidator

Everyone would love to reduce debt as soon as possible. First step is to find the right way to manage debts. Debts affects our financial stature badly, even lead it to bankruptcy. So repaying debt is neccessary in right terms. There are many online free debt consolidators which might help you to find the suitable ways of effective debt consolidation.

Noone wants to borrow willingly as inflation has a risk of rising. But many of us are forced to get several financial assistances offered by the financial organizations.Repaying the debts on a monthly basis might be toubling sometimes which is a case where debts would rise eventually. This is why free debt consolidators are getting more popular.

The debt consolidation companies presented free debt consolidators online and they are very useful to identify the best way suited to your term of payment. Debt consolidation means you can repay all your debts with only one loan from a single lender..

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Student Loan Debt

According to National Center for Education Statistics, in 2007 8,986,150 undergraduate students have attended 4-years schools. In 2016, it is expected to increase 10%. 60& of these students obtained a loan to fund their education. From 2000 to 2007, avarage debt for per student has rosen 18-20%. According to 2008 data, 86% of undergraduate students had at least one credit card. It was 55%-60% in 2004.

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Home Equity Loans

There are spesific loan institutions, government or private, that targeting women business owners. One of them is Women-21.gov. According to them, today there are 6.2 million women owned firms empoying 9.2 million people and generating sales of 1.15 USD trillion. Like other institutions, women-21.gov is helping women business owners by promoting policies and removing obstacles in the business.

SBA is on the other hand, one of the most effective agency for small business loans for women.

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unsecured personal loans

Also known as a signature loan or personal loan, unsecured loans are the ones which do not require collateral. They are highly dependant on your credit rating and this makes them harder to get. Your income is also one of the determinants. They carry less risk for borrower, high risk for lender. Unsecured loans are simply given to the good image you have. For financial institutions your financial image is defined by your credit score which and they will take a look at it beforehand.

A personal unsecured loan is a loan you are responsible to pay. Unsecured business loan is a loan your business is responsible to pay. There is also unsecured business loans with personal guarantee and the guaranteeing person is obliged to repay the loan in the case of business defaulting.

As unsecured loans do not require collateral, it is harder for lender to get his money back if the borrower is unable to pay. This higher risk makes the lender try to assess the situation of the borrower in terms of his credit score, income, current loans. If the lender decides the risk is not too high, he will offer the loan. The interest rate is determined by the amount of the loan and the risk level. When amount goes up, interest rate goes lower. When the risk is high, so does interest rate.

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VA loans

VA loans are for for men and women who serves in military or the ones retired for whatever reason other than dishonourable discharge. The VA neither gives you the loan nor guarantees you will get it but it pays a specific amount to the lender in the case of default. As the VA accepts to pay the amount you can not, you are responsible for this amount to be paid back to the VA. The main purpose of VA loans is to help veterans to get good opportunities for home financing with competitive interest rates.

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VA loan rates

VA loan rates fluctuates daily just like other interest rates. The key for a success when taking out a loan is finding the lower interest rate and lock it in. A smart person should take advantage of what he is given by government, VA loans are benefits they provide for the ones who serves their country to help them get a home. These kind of loans are given at better rates. It is still important you work with an establisher company which is “Equal Opprtunity Lender”. It must be searched if the company is trustable and they try to solve the problems of customers. A loan specialist will help you in the process of pre-approval. As you are pre-approved, you can lock in at a rate you choose for your best.

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home equity loan

When the borrower uses his home equity as collateral, its called home equity loan. They are helpful to finance unplanned spendings. It lowers actual home equity and creates a lien against the house. Even though they can be positioned as first or third, these kind of loans are usually second position liens. They have two kind of forms, closed end and open end. Home equity loans can be called as second mortgages but they are tend to span a shorter repayment period.

Closed end types are also called fixed-rate loans. The borrower receives a single payment and he is obliged to pay over an agreed period of time at a set interest rate. Interest rate does not change over the repayment period. Open end types are also called home equity line of credit (HELOC). It works like credit card, has interest rates not fixed and has an amount limited for spending.

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How to get a small business loan

Documentation requirements vary for small business loans. First thing you should do is preparation. Lender instituations first look at your credit history, business plans and financial statements.

There are many institutions offering small business loans. Look for the right lender. Every lender has different loan packages and so different interest rates and costs. They want to make sure that you’ll repay your loan on time, so it’s important the collateral that you show to get loan.

Decide on short term loan or long term loan. Variable interest rates or fixed interest rates. Of course these are depending on your business plans so well outlined plan is needed.

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Online Payday loans

Payday loans are not offered by the banks. Today, there are many online payday loan companies offering various payday loan packages. Because of it’s flexibility and low requirements, payday loans charge higher interest rates.

There are some financial institutions which offer various types of loan similar to payday loans. Therefore, it is wise to check various loan types before obtaining payday loan because there are substitantial differences in the interest rates they charge.

If you’re looking for online payday loan lender, you should be careful when choosing it. You should read the documents carefully. Many loan online payday loan sites automatically renew the loan and extending loan for another pay cycle.

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secured loans

The loans which have a protection by an asset or collateral are named as secured loans. A purchased item, a house for example, is able to be used as collateral. The bank has the rights of this collateral until the repayment is made in full. Other kinds of personal property, like bonds, can be used to secure a loan. Those kind of loans are generally used to obtain quick money as the loan process is shortened through the guarantees made by the borrower. As the promises are made for highly valuable assets, lender is more likely to believe that borrower will do whatever he needs to keep it.

Secured loans do not have to be for purchasing purposes. They can be home equity loans, second mortgages or home equity lines of credit.

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Government small business loans

Government generally does not lend a money directly to business owners. It guaranties the banks for the money lent to business owners. In other words, if the borrower fails to payback the loan, government can pay the spesific portion of the loan. Because of this guaranty, financial instutions are more willing to borrow because their risk are reduced. Therefore, even though business owners are not qualify for traditional loans, they can obtain government guaranty small business loans.

You can get information from commercial bank and also from related goverment agencies. Lenders have all the papers you need for applying government guaranty loans. They can urge you to apply that because their risk are reduced.

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Small Business Administration Loans

SBA is helping small business owners to get loans from 1952. If you will apply for SBA loan, then you should visit your financial instution. There are many SBA loan types. For example, they have basic 7(a) loan program, certifies development company 504 loan program and microloan program for starting or expanding business. They have disaster loans or export, import and international trade loans. Veteran and military community loans are also available.

According to business.gov, The Official Business Link To The U.S Government, SBA loan application checklist is below;

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Mortgage loan rates

Mortgage rates can change quickly in a small span of time. Everyone looks to pay less when repaying their debts, so finding the lowest intrest rate is the first priority. Even a small percentage on a long term mortgage makes huge difference when paying it back. As rates are ever changing, all you can do is finding the best at that time.

What determines the mortgage rates? There are a lot of things which affects the rates but the credit score and the amount are usually the most important ones. We can add the timing of the mortgage as economic picture of your country, even world, has direct effects and ever changing. In times when it is difficult to acquire loans easily, the interest rates are lower than other times. Reverse is also true.

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Small Business Loans

If you are starting a new business or if you have a business already and planing to expand it but there’s no money to invest on business. Small business loan options are right for you. There are many financial instutions giving commercial loans. You can use them for advertising, renovations, emergencies, expensions, capital expenditures, export or import whatever your need is.

Interest rates charged on small business loans ae generally at variable or fixed rates. With fixed rate loan, you know your monthly payments for the duration of the loan. With variable interest rates, interest rates fluctuate so your monthly payments change as interest rate changes.

Banks and financial instututions offer business loans. You should make a good research before obtaining it and read all the documents before signing the agreement.

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Instant payday loans

Instant payday loans are the same thing with faxless payday loans. It means that you are looking for cash as quick as possible. Usually loan amount is at your bank account in a day depending upon a lender’s performance.

Nobody can lend a money for free. Normal loan procedures can take few weeks to be approved and there are many paper works. In instant payday loan, you are just submitting your form with one click. Because you need the cash as soon as possible and your credit history is not examined by the lender, higher interest rates are charged because of the risk that lender takes.

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Student Loan Consolidation

There are some restrictions on consolidating a consolidation loan. For example, you can not consolidate the same loan twice. In order to consolidate an existing consolidation loan, you have to add non consolidated loan to consolidation loan. You can also consolidate two consolidation loans together. But, as mentioned, single loan cannot be consolidated.

There are some facts about student loan consolidations. For example, you cannot consolidate your student loan before graduation. In addition, educational debt or consolidating a loan are not affecting your credit rating because educational debt is considered as future investment.

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Small Business Loan

There are spesific loan institutions, government or private, that targeting women business owners. One of them is Women-21.gov. According to them, today there are 6.2 million women owned firms empoying 9.2 million people and generating sales of 1.15 USD trillion. Like other institutions, women-21.gov is helping women business owners by promoting policies and removing obstacles in the business.

SBA is on the other hand, one of the most effective agency for small business loans for women.

WBCs, Women’s Business Centers have also grant opportunities for women entrepreneurs.

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FHA loan rates

FHA guarantees the loan so lender institution doesn’t take financial risk. FHA doesn’t give you the loan. In Housing and Urban Development website you can find approved lenders in your area who can give you more information about FHA loans.

There are different FHA loan programs. There of them are as follows;

1. FHA 203(b) fixed rate mortgage -15 years or 30 years loans –
2. FHA 251 adjustable rate mortgage
3. FHA 2-1 buy down loans.

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